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4 Easy Iced Coffee Recipes for Coffee Lovers (Beginner-Friendly)

This summer, I discovered the art and taste of homemade iced coffees! Making delicious iced coffees became a hobby of mine in no time. So why not share my explorations and easy iced coffee recipes with you all to enjoy?
Since university, I’ve been a coffee girl. Completely black or mixed with all different flavors and milk, I’m all for it! Those days, I always drank coffee from my Dolce Gusto or Senseo machine or went to a local coffee shop to try something more special.
Making fancy iced coffees isn’t that difficult at all, and it’s way cheaper than always running to the coffee shop to buy one.
Getting the right appliances at the start might be a little investment, but you will save money in the long term and probably enjoy yourself while creating these yummy iced coffees!
These 4 easy iced coffee recipes are all you need to start becoming a barista at home, let’s see which tools you need to have and how little ingredients you need!

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15 Money Saving Tips to Save Money during the Summer Holidays

Summertime is here and we need money saving tips to thrive during summer!
Whether you are going on vacation or staying home enjoying all the summertime fun in your neighborhood, spending money often goes hand in hand with a holiday period.
You want to be able to enjoy your summer, go out for drinks with your friends, go to that outdoor festival, go to the beach to taste all the ice cream flavors, and maybe travel, all of those lovely things whilst not going broke, that’s the goal!
With these money saving tips, you will definitely keep more money in your pocket while still enjoying summer.

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14 Frugal Living Tips to Save Even More Money

Frugal living is winning popularity day by day, because of how expensive everything is becoming today. The wages aren’t growing as much as the prices of your everyday needs, which is problematic, and therefore, a little frugality here and there might be of great help to you.
Suppose you can save some money at the end of each month, good for you! But if you can save even more money, even better right?
Frugal living tips can come in handy to save a few dollars here and there, which really adds up in the end! Some frugal living tips might even save you a whole lot of money.
Frugal living is a way of life. It is not for everyone, but it can help you big time for reaching your financial goals faster.
I wish you the best of luck with your frugal living journey and hope these tips can help you out.

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Master Zero-Based Budgeting to Help Control Your Finances

When trying to find a budgeting method that works and that will help you control your finances, the zero-based budgeting method might be a good fit for you. It is found to be one of the best budgeting methods out there.
Every budgeting method is developed to let you gain control over your financial situation so obviously, the zero-based budgeting method will help you with this as well. You will get insights into how much money you are making and where all your money is going. This budgeting method is also more exact than the others and lets you start every month with a clean slate and a new budget.
To master the zero-based budgeting method, you should know the basics first and become a master by implementing this budgeting method every month over and over again. You will see that it only gets easier when you make it a habit.
Let’s start and get more control over your financial situation!

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Building an Emergency Fund: Why it’s Important and How to Start

Don’t you hate having big expenses you didn’t see coming until they’re there? They can mess up your budget and make you debt if you don’t watch out. I’m talking about unexpected medical bills, your care breaking down, your dog getting sick, etc.

To prevent not having enough money for unexpected expenses, it’s best to build an emergency fund. A big pot of money to keep you financially safe for when an emergency happens to you.
You will love having a financial buffer, it will give you more freedom and peace of mind to have an emergency fund in place.

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The Brilliant Digital Envelope System – Alternative to the Cash Envelope System

Thank God that an alternative to the regular cash envelope system has been invented, the digital envelope system!
Modern society is becoming more and more cashless every day. Most stores prefer payments by card since COVID-19 has happened. Because using the card is more hygienic, there is less hassle with giving back the correct amount of change and you don’t have to stop at an ATM to get your money out. So easy!
With this method, you can keep a tight budget that is flexible as well.

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Living Alone For The First Time – How Much Money Do You Need?

You are living at your parents’ house and thinking, how much money do I actually need to start living alone?
This question has a different answer for everyone but we will look at some guidelines to help you figure it out for your personal situation.
Your parents pay for so many things that you probably don’t even have a clue about, so many bills that need to get paid every single month. If you can and your parents will have you, my advice would be to stay as long as you can in your parental home to save money for your future.
Moving out and living alone for the first time can be exciting or scary, but you should spend some time thinking about the financial situation before making the big jump!

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The 9 Best New Year’s Resolutions to Improve Your Personal Finances

Happy New Year! The start of a new year is always a good time for making resolutions. Maybe this year you will make the best New Year’s Resolutions yet!
It’s easier to make a change when a new year or new period starts, but why is this? Is it the extra push we need to start making a change for real? Anyway, whatever the reason may be, use it to your advantage. January just started and it’s time to get your finances on track!
And if you are reading this after the new year started, you can still give it a go, it will only help you to improve.
In this post, I will be talking mostly about financial resolutions that would be great to add to your other goals for this year. Find out which ones you can use to your benefit!

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The Cash Envelope System – Easy Explanation to Help You Stop Overspending

When you are new at budgeting, you are known for overspending money you don’t have or you love holding and looking at your hard-earned cash, this system is for you!
The cash envelope budget system is an easy and flexible budgeting system that can help you to be more successful with your finances, save more money at the end of each month, and help you reach your financial goals.
It makes budgeting come to life because you can actually see and feel the money you are using in your everyday life. This really can be an eye-opener.
Try it out and see if this works for you. It might be the budgeting system you were looking for all along!

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11 Free Activities to Have Fun in Wintertime

Winter can be an expensive season. Around the holidays we spend a lot of money on gifts which is a lot of fun, but not so fun for our wallets. Electricity prices go up and we have to pay them if you want to stay warm and cozy inside your home. During winter there are also more illnesses going around so more doctor appointments and medication to pay for.
That’s why we need FREE activities to bring some joy to our lives without robbing our bank accounts. There aren’t many things that don’t cost a thing. For example when you want to have a drink, even when at home, you are still paying for that drink so let’s focus on very cheap activities.

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